Why should I register with Credio?

Many people have to deal with unexpected, expensive emergencies. If you do not have the cash to hand, you could find yourself facing additional expense or hassle. Credio can help when you need to pay the phone bill but you are out of cash or even if you want to take advantage of the final day of a sale when you still have weeks until your next payday. Avoid going overdraft and hidden charges. Once you have registered with Credio you can ask for short-term loans fast with no catch.

Who can get a Credio loan?

If you are a UK resident with a bank account, debit card, mobile number and email account then you can use Credio. The only other requirement is that you have the means to repay the loan on the agreed date. If you are not sure that you will be able to repay in time, please do not register.

How do Credio's instant transfers work?

To get started with Credio just follow these instructions:

1. Sign up using the simple one time only application.
2. Authenticate the Credit Agreement.
3. Text us when you need cash.

What are Credio's rules for qualification?

We value truthfulness in our customers. If you have registered with accurate details and have a UK debit card and regular income you qualify for Credio.

Do you have a restriction on customer age?

If you are over 18 then you will be eligible to use the Credio site and services. Check out our Terms and Conditions in order to understand how we collect and use your personal information.

What details does Credio need about me?

We will need:

  • personal details
  • income details
  • bank details
These details help us to assess whether the Credio service is right for you and to aid with the collection of loan repayments so that security and speed are assured. We also need to confirm your identity.
Ensure that the data you provide is accurate and current if you want to be certain of approval.

Why Was My Card Charged 50 Pence?

Each time the bank details have been submitted our system automatically will try to validate the card. We require this information to identify the customer and to prevent fraud. A small card validation fee of £0.50 will be charged from your account and will be refunded shortly after, usually within a day from our side. Please note that refunds can take 5 to 10 days to appear on you bank statement.

You can find a loan comparison site here